The Continuing Saga of A Boy And His Hotrod Gheenoe

First a summary....
On Dec 26th, I was taking my son fishing. I'm stopped at a red light waiting for the light to change and some dipstick on a cell phone plows into the back of my boat. The motor is broken in two pieces, there is a scratch on the Hotrod Gheenoe's transom where the lower unit smacked into the it, and unbenownst to me until just the other day, the frame of my trailer is bent...

I filed a claim with my insurance company and they told me to file it with the other guys insurance company since the boat was not on my policy. So I file it with his company MetLife,(the next day Dec 27th) and he will contact me within 2 days. I am told that they will assign me an adjuster and he contacts me at the end of the second day. He tells me that they are going to have an independent appraiser come out and look at the boat and he will schedule that appointment with them within 2 days. (not including the weekend and new years day holiday...) And true to his word...at the end of the second day (Jan 2) he tells me that they have contracted this out and the guy will contact me...get ready... within 2 days.

Well, the appraiser contacts me and schedules an appointment...the next day!...(Jan 4) and comes out takes 3 pictures of the boat and tells me he will write up the report and get it to MetLife the next day (Jan 5)
Well 1 week goes by... no report...2 weeks...no report... and this is where I am now.

I started calling MetLlife every day starting on Tues (Jan 16) because of the holiday... Of course my adjuster guy who never answers his phone or returns any calls or emails doesn't... So I hit '0' and get anyone who can help me.. They tell me they still ha vent received the report but they will contact the appraiser to find out the hold up...

I call the next day (Wed Jan 17) ...same old same old... '0' they will call the appraiser while I wait on hold... cant get ahold of him....

Thur (Jan 18) see Wed...

Which brings us to today. I call around 1145... same old routine... '0'... I tell them I have had it. I want results now. Give me the number of the appraisers company, his boss, whoever. They ask me to hold while they make the calls. I do... Nope cant find him... Nobody knows anything. So I get the number and I call. The person from the appraisal company says they just got off the phone with MetLlife, wasn't I on a conference call? I say no. I was on hold. She says that they sent them the report how many days ago?...yes 2 DAYS AGO!... So I say thank you hang up wait a couple hours to cool down and then I send a scathing email to the adjuster guy from MetLife who never answers his phone, or returns calls or emails, and tell him that I haven't heard anything from them in nearly 3 weeks. I am demanding that he calls me and gives me an update on my claim ASAP. Then I call him and leave a similar message on his voice mail.

Guess what. Does he call me? Nope. He responds to my email with this message. "total loss received today and will call ypu Monday for figures." What a guy...(yeah he misspelled you not me.)

I called him back immediately... '0' and the person tells me that technically they are closed. I tell her he said he was going to be in the office till 5:30..she says "Sorry... different department." I ask her if she can give me any information. She says that the claim has been forwarded to the Total Loss Department where I will be assigned a new Adjuster who will contact me when?... 2 DAYS!!!

So that means I will hear something by Tuesday I guess.

I am so pissed off right now that they could offer me a brand new 36' contender with triple Yanmar twin turbo jet turbine engines and free gas for life and I wouldn't be content with my experience.

I sure hope he gives me some sort of Customer Satisfaction Survey to fill out...I will roll it up and stab him in the eyes with it.

An Epic Fish Tale

I launched the Hotrod shortly after sunrise and headed off in search of juvenile Tarpon. As I idled through the no wake zone I enjoyed my morning thermos of coffee in the crisp cool morning. The weather has been unseasonably warm lately so the 50 degree temperature was a rare treat so far this winter.
As I idled along I saw a large splash off in the distance. At first I thought It was a pelican diving on a baitfish but I looked and there were no pelicans, only a few gulls circling. As I watched I saw a couple more splashes and the gulls started diving as the water erupted into a boiling froth. Jacks! As soon as I exited the idle zone I gunned the motor full throttle and headed towards the commotion. I shut off the motor when I got reasonable close and used the trolling motor to get withing casting range.
I knew the jacks had to be pretty good size because the roving school I have encountered in this area has been running on the large size and from the size of the individual splashes I could tell these were large. I grabbed my rod that I had rigged for tarpon and cast it into the fray. I hooked up almost instantly and my rod bowed over as the fish tried to run. Unfortunatly I had the drag set a little too tight and the 20lb leader snapped. I quickly reeled in the line and grabbed my short dock and mangrove fishing rod. Not even bothering to put a tail on the bare jighead I cast it into the school of boiling jacks and again was hooked up. Unfortunatly my 10lb line was way outclassed and it too broke almost instantly leaving me with a tangled mess when the braid snapped back. I quickly reeled in the line anyway not even bothering to mess with it and grabbed my tarpon rod again. I grabbed another jig I had and quickly tied it on with a loop knot and tossed it out to another ravenous Jack. This time I loosened the drag a bit and let the fish take some line applying drag by feathering the spool with my hand.
As I fought this jack the school turned and was heading right for the boat. I reeled with abandon trying to regain line as the jack followed the school towards me. The jacks looked like a herd of thundering watermelons as they approached the Hotrod. Then they saw me and turned away, my jack leading the school. I tried to palm the spool to slow him but I swear they other jacks had to be pushing him and my line again snapped leaving me fishless rodless.
I decided to head off to my tarpon hole and deal with the jacks later if I could find them again. I arrived at my tarpon hole and rerigged my rods with fresh leader and jigs. While I was doing this the tarpon were rolling all around the boat. Once I was ready I cast to them for nearly two hours with out a single take. I headed back to the dock checking one of the local canals on the way only to find it was nearly dry.
So I continued on my way thinking I was finally skunked for the first time in over 9 months. Then I saw some movement out of the corner of my eye. Birds circling in the distance over a very shallow flat. I didnt see any telltale signs of marauding jacks below but I headed over to investigate anyway. Sure enough first a couple splashes and then the water erupted again. Unfortunately for me they were upwind and I could not get within casting range so I went past them and stopped and waited to see if there for a sign of there location.
I sat for several minutes and decided it was not to be and started to troll back to the channel to head in when I saw a couple jacks hitting bait in the shallow water so I made a couple more casts with the wind at my back but they did not appear to be interested. I drifted a little farther and dropped my anchor to work out a game plan. Suddenly I noticed that the water was getting really rough in a spot that was perfectly calm moments before and it appeared to be heading towards me. I cast as far as I could towards them but they were still out of range so I quickly retrieved my lure and waited as they continued to approach. Then when I thought they were within range I casted again just yards short. So I let the jig sink to the bottom and as soon as the jacks were over it I began to work it back. Fish on! The jack immediately started running as only a jack can taking line by the yard as my drag screamed. For a minute I thought I was outclassed again as nothing I could do seemed to slow this fish at all. Finally after what seemed like 5 minutes the fish slowed down and I began to work it back to the boat. It was easily a hundred yards out. Is I regained line inch by inch the jack began its signature move the wide circle around the boat. It was still over 60 yards away when I noticed it was heading towards a crab buoy. I tried in vain to gain line quicker but to no avail and I could see that the crab buoy was moving against the current. I tried to get the fish off of the buoy line but it was wrapped. I was sure I was going to lose this fish. Fortunately it was exhausted and didnt put up much of a fight. I pulled my anchor and worked my way towards the buoy as quickly as possible as I didnt want the fish to get enough rest to start fighting again. I got to the buoy and could see the fish just below the surface, my line wrapped around the buoy line. I reached in and grabbed the jack by the tail and pulled it into the boat. I cut my leader and snapped a quick photo of the jack, measured it and returned it to the water to be caught again. This jack measured 27 inches to the fork of its tail.

Back In The Proverbial Saddle Again....

One of my good friends Apollobeach Sam loaned me a 15hp motor he had laying around in his garage. I had to do some modifications to my fuel line to get it to fit the motor and I had to do some modifications to my jack plate since this motor was slightly different than my 25hp yamaha it is temporarily replacing.
I also lowered the jack plate all the way since I dont think Ill be doing much backcountry skinnywater fishing until I get my motor replaced. The 15hp still pushes the Hotrod about 20mph per my handheld GPS. Good enough for the time being anyway.
I went scouting last Friday with a buddy on his Carolina Skiff J14 and we stumbled upon a school of rolling juvenile Tarpon! We managed to jump 5 of them tossing 1/8 oz jigs with rubber tails.
I went back on Sunday with my daughter Emily but there was so much boat traffic I could not get them to bite. I saw a couple rolling but that's all.
This morning I went out there by myself on the Hotrod and tossed a few jigs at them again and hooked up with another but cant seem to get the hook set on them. I had quite a suprise though I hooked what I thought was another. I could tell it was a big fish but it never jumped. Turns out it was a big Jack. It measured 30 inches to the fork in its tail. I think it was one of the biggest jacks I have ever landed.
I cant wait to get back after those little tarpon... (Little...relative to an adult tarpon... the fish I jumped today was easily 36 inches long...)

Waiting for Insurance Companies and Wade Fishing.

Well, I have not been fishing since the accident on Dec 26th because I wanted to stay home in case the insurance company needed to contact me and I didnt want to miss a call to cause even 1 minute of delay of getting the Hotrod back in action.

Finally I was about to give in to my impulses and scheduled a fishing trip for today with one of my fishing buddies, Capt Greg... (Man, I sure got a bunch of buddies that are captains huh?) ...when I finally got the call I have been waiting for. The appraiser wanted to come check out the Hotrod Gheenoe...the next morning... between 10 am and Noon.

So I had to cancel my trip with Capt Greg (darnit) but I called another buddy of mine (who is not a captain...) and asked if he wanted to go wade fishing around Simmons Park. He said sure so we met at 7 am and launched our boatless selves and had a great time catching nice slot trout and small ladyfish on artificials for about an hour until he hooked himself in the thumb on one of the treble hooks in his lure. Unfortunately, his crimped down barb wasnt as crimped down as he thought it was though. He was stuck pretty good. He couldnt decide on whether he should yank it out or push it through and cut it out. It went right into the very center of the pad of his thumb too. So I volunteered to help him remove the hook. I grabbed it gently with a pair of pliers and said "On a count of three... One... Two..." YANK! "Three" He said he never even felt it. That pretty much ended the fishing for the day though. He said that the fish probably felt sorry for him and didnt want him to hook himself again.

So I made it home about 5 minutes after 10 and was worried that the insurance guy had come and left already.... but as I expected, He showed up promptly at 11:30. (I could have fished for another whole hour and a half... grrr.)

He took a couple pictures of the motor, a couple pictures of the Hotrod Gheenoe, took some notes, asked a few questions and said "Thanks. I'll file this report tomorrow and you should hear something soon." I said, "Wait a minute, I have a couple questions for you." "What do you think? and what is gonna happen?"
Basically he said that he would file the report. He thinks that the motor is totalled and he needs to get an estimate on the glass repair work on the Hotrod, if it is too much he would probably total it too. (It's barely scratched for crying out loud....) He said I would most likely get a check for the market value of my motor and the same for the hull if it is totalled. And they would come and get them... No F'in Way are they gonna take my Hotrod! The can have the motor but the hotrod stays. It can be fixed. The other thing is, I said how do they determine fair market value? He said that they have books and charts etc that list those things. I said what if fair market value isnt enough to replace my engine? I told him first of all it is very difficult to find a used 25hp Yamaha 2 stroke for sale and a short shaft like the one on the hotrod is even more difficult to find. (and more expensive too...) He said "Them's the breaks..."

Oh Hell No, I dont think so... In fact I think Im getting a stiff neck... and my spleen hurts...

Stay tuned...